Pun. & Sind Bank

Pun. & Sind Bank

Banks - Regional · PSB
Mid CapFinancial ServicesDistressed / Turnaround
Swarup Kumar Saha
Swarup Kumar Saha
Managing Director & CEO · Transactional
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Bureaucratic
About
Pun. & Sind Bank is a Mid Cap company in the Financial Services sector, listed on NSE as PSB. With a market cap of ₹17K Cr and revenue of ₹5K Cr, it is currently in the Distressed / Turnaround phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. Government-owned public sector bank characterized by standardized procedures, government oversight, and regulatory compliance focus. Its strategic mandate: As a public sector bank, it faces persistent asset quality pressures necessitating a focus on balance sheet health and capital efficiency.
FAQ
What kind of company is Pun. & Sind Bank?
Pun. & Sind Bank is a Mid Cap Financial Services company (PSB) in the Distressed / Turnaround phase with a market cap of ₹17K Cr. It is classified as Bureaucratic in culture.
What is Pun. & Sind Bank's culture and work environment like?
Pun. & Sind Bank has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Government-owned public sector bank characterized by standardized procedures, government oversight, and regulatory compliance focus.
Who leads Pun. & Sind Bank?
Pun. & Sind Bank is led by Swarup Kumar Saha (Managing Director & CEO), a Transactional leader with 35 years of experience.
What are Pun. & Sind Bank's financials?
Pun. & Sind Bank reported revenue of ₹5K Cr in FY25 with a 5-year revenue CAGR of 13.7%. Operating margin: —. Market cap: ₹17K Cr.

Culture & Strategy

CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleDistressed / Turnaround
Government-owned public sector bank characterized by standardized procedures, government oversight, and regulatory compliance focus.
Mandate
As a public sector bank, it faces persistent asset quality pressures necessitating a focus on balance sheet health and capital efficiency.

Financials

Revenue FY25₹5K Cr
PAT FY25₹1K Cr
Rev CAGR 5Y13.7%
OPM
NPM18.9%
ROE7.6%
ROCE
P/E14.1
Fwd P/E
P/B1.2
D/E
Mkt Cap₹17K Cr
Promoter93.8%
Institutional1.4%