I O B
Banks - Regional · IOB
Large CapFinancial ServicesDistressed / Turnaround
Ajay Kumar Srivastava
Managing Director and CEO · Pragmatic
Company DNA
Hierarchical
About
I O B is a Large Cap company in the Financial Services sector, listed on NSE as IOB. With a market cap of ₹64K Cr and revenue of ₹17K Cr, it is currently in the Distressed / Turnaround phase. Known for its Hierarchical culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. Public sector bank structure marked by strict rank-based progression, committee-led approvals, and high adherence to internal governance protocols. Its strategic mandate: The bank needs rigorous balance sheet cleanup and asset quality improvement to navigate historical NPA challenges.
FAQ
What kind of company is I O B?
I O B is a Large Cap Financial Services company (IOB) in the Distressed / Turnaround phase with a market cap of ₹64K Cr. It is classified as Hierarchical in culture.
What is I O B's culture and work environment like?
I O B has a Hierarchical culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Public sector bank structure marked by strict rank-based progression, committee-led approvals, and high adherence to internal governance protocols.
Who leads I O B?
I O B is led by Ajay Kumar Srivastava (Managing Director and CEO), a Pragmatic leader with 34 years of experience.
What are I O B's financials?
I O B reported revenue of ₹17K Cr in FY25 with a 5-year revenue CAGR of 13.7%. Operating margin: —. Market cap: ₹64K Cr.
Culture & Strategy
CultureHierarchical
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleDistressed / Turnaround
Public sector bank structure marked by strict rank-based progression, committee-led approvals, and high adherence to internal governance protocols.
Mandate
The bank needs rigorous balance sheet cleanup and asset quality improvement to navigate historical NPA challenges.
The bank needs rigorous balance sheet cleanup and asset quality improvement to navigate historical NPA challenges.
Financials
Revenue FY25₹17K Cr
PAT FY25₹3K Cr
Rev CAGR 5Y13.7%
OPM—
NPM20.6%
ROE10.5%
ROCE—
P/E13.3
Fwd P/E36.2
P/B1.8
D/E—
Mkt Cap₹64K Cr
Promoter92.4%
Institutional4.1%
Similar Culture
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