Swarup Kumar Saha
#342Managing Director & CEO
58
Age
35y
Exp
3y
Tenure
3/10
Risk
🎓 B.Sc. Science · University of Calcutta
📜 CAIIB, DTIRM · Indian Institute of Banking and Finance
🏛️ None
CompensationTBP
Personality
4
Open
6
Cons
4
Extr
6
Agre
4
Neur
Pun. & Sind Bank
Financial Services · Mid Cap
Distressed / Turnaround · Bureaucratic
About
Swarup Kumar Saha is the Managing Director & CEO of Pun. & Sind Bank, a Mid Cap company in the Financial Services sector with a market cap of ₹17K Cr. A Transactional leader with 35 years of experience, he is known for consensus-driven decision-making and organic builder strategy. Focuses heavily on improving asset quality and recovering non-performing assets to stabilize the public sector bank's balance sheet.
FAQ
What is Swarup Kumar Saha's leadership style?
Swarup Kumar Saha is classified as a Transactional leader. He is consensus-driven in decision-making, with a nation builder motivation and steady-marathon pace of execution.
What is Swarup Kumar Saha's educational background?
Swarup Kumar Saha holds a B.Sc. Science from University of Calcutta and a CAIIB, DTIRM from Indian Institute of Banking and Finance.
Who is the CEO of Pun. & Sind Bank?
Swarup Kumar Saha is the Managing Director & CEO of Pun. & Sind Bank. He has been with the company for 3 years and in the current role for 3 years.
Leadership DNA
ArchetypeTransactional
MotivationNation Builder
CrisisRestructurer
DecisionConsensus-Driven
GrowthOrganic Builder
PeopleNumbers Driven
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployerSteady Employer
BrandTrusted
FocusFinancial Restructuring
OrientationDeep Specialist
Leadership Evidence
“Focuses heavily on improving asset quality and recovering non-performing assets to stabilize the public sector bank's balance sheet.”
⚡ Crisis●●●●○
Saha has focused his tenure at Punjab & Sind Bank on cleaning the balance sheet and reducing gross NPAs through rigorous recovery and restructuring efforts.
🎯 Motivation●●●○○
As a career banker in a Public Sector Bank, his mandate is aligned with government-led financial inclusion and national economic stability objectives.
👥 People●●●○○
His leadership style in the banking sector is defined by strict adherence to regulatory performance metrics and asset quality targets.
📈 Growth●●●●○
He has focused on strengthening the bank's core retail and MSME lending portfolio rather than pursuing inorganic expansion or diversification.
💡 Innovation●●●●●
As a legacy public sector bank, its operational model remains rooted in conventional branch-based banking and standard retail financial products.
🏃 Pace●●●●●
The bank operates within the highly regulated, procedural, and bureaucratic framework typical of Indian public sector financial institutions.
🌱 Purpose●●●●○
As a Public Sector Undertaking, its core mandate is deeply tied to national financial inclusion and serving priority sectors as directed by government policy.
🏷️ Brand●●●●○
Its identity is built on sovereign backing and decades of institutional presence, positioning it as a reliable choice for traditional banking customers.
🤝 Customer●●●●○
The bank maintains a widespread branch network primarily serving retail depositors and small-scale borrowers across regional markets.
💼 Employer●●●●●
The bank is characterized by long-term job security, government-backed benefits, and low attrition typical of the PSU banking sector.
📋 Mandate
As a public sector bank, it faces persistent asset quality pressures necessitating a focus on balance sheet health and capital efficiency.
🏢 Culture●●●●○
Government-owned public sector bank characterized by standardized procedures, government oversight, and regulatory compliance focus.
Financials
Revenue FY25₹5K Cr
PAT FY25₹1K Cr
Rev CAGR 5Y13.7%
OPM—
NPM18.9%
ROE7.6%
ROCE—
P/E14.1
Fwd P/E—
P/B1.2
D/E—
Promoter93.8%
Institutional1.4%
Mkt Cap₹17K Cr
Compensation
To Be Published
Data being verified from audited reports
