M & M Fin. Serv.

M & M Fin. Serv.

Credit Services · M&MFIN
Large CapFinancial ServicesMature Stable
Raul Rebello
Raul Rebello
Managing Director and CEO · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
M & M Fin. Serv. is a Large Cap company in the Financial Services sector, listed on NSE as M&MFIN. With a market cap of ₹48K Cr and revenue of ₹9K Cr, it is currently in the Mature Stable phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Steady-Marathon pace. Operates as a high-growth NBFC with a clear focus on sales productivity, collections metrics, and a structured professional performance management system. Its strategic mandate: Navigating rural credit cycles and stringent NBFC regulations requires a focus on asset quality and risk management.
FAQ
What kind of company is M & M Fin. Serv.?
M & M Fin. Serv. is a Large Cap Financial Services company (M&MFIN) in the Mature Stable phase with a market cap of ₹48K Cr. It is classified as Performance-Driven in culture.
What is M & M Fin. Serv.'s culture and work environment like?
M & M Fin. Serv. has a Performance-Driven culture with Fast-Follower innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Operates as a high-growth NBFC with a clear focus on sales productivity, collections metrics, and a structured professional performance management system.
Who leads M & M Fin. Serv.?
M & M Fin. Serv. is led by Raul Rebello (Managing Director and CEO), a Pragmatic leader with 20 years of experience.
What are M & M Fin. Serv.'s financials?
M & M Fin. Serv. reported revenue of ₹9K Cr in FY25 with a 5-year revenue CAGR of 9.9%. Operating margin: —. Market cap: ₹48K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
Operates as a high-growth NBFC with a clear focus on sales productivity, collections metrics, and a structured professional performance management system.
Mandate
Navigating rural credit cycles and stringent NBFC regulations requires a focus on asset quality and risk management.

Financials

Revenue FY25₹9K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y9.9%
OPM
NPM25%
ROE10.5%
ROCE
P/E18.6
Fwd P/E13.2
P/B1.8
D/E435.1
Mkt Cap₹48K Cr
Promoter53.7%
Institutional37.8%