Raul Rebello
#186Managing Director and CEO
45
Age
20y
Exp
4y
Tenure
5/10
Risk
🎓 B.A. · Goa Institute of Management
📜 PGDM · Goa Institute of Management
🏛️ None
CompensationTBP
Personality
5
Open
6
Cons
5
Extr
6
Agre
3
Neur
M & M Fin. Serv.
Financial Services · Large Cap
Mature Stable · Performance-Driven
About
Raul Rebello is the Managing Director and CEO of M & M Fin. Serv., a Large Cap company in the Financial Services sector with a market cap of ₹48K Cr. A Pragmatic leader with 20 years of experience, he is known for data-driven decision-making and organic builder strategy. Focused on digital-led transformation of the rural lending model while maintaining strict credit underwriting discipline.
FAQ
What is Raul Rebello's leadership style?
Raul Rebello is classified as a Pragmatic leader. He is data-driven in decision-making, with a shareholder champion motivation and steady-marathon pace of execution.
What is Raul Rebello's educational background?
Raul Rebello holds a B.A. from Goa Institute of Management and a PGDM from Goa Institute of Management.
Who is the CEO of M & M Fin. Serv.?
Raul Rebello is the Managing Director and CEO of M & M Fin. Serv.. He has been with the company for 4 years and in the current role for 1 years.
Leadership DNA
ArchetypePragmatic
MotivationShareholder Champion
CrisisSteady Hand
DecisionData-Driven
GrowthOrganic Builder
PeopleNumbers Driven
InnovationFast-Follower
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployerSteady Employer
BrandTrusted
FocusOperational Excellence
OrientationDeep Specialist
Leadership Evidence
“Focused on digital-led transformation of the rural lending model while maintaining strict credit underwriting discipline.”
⚡ Crisis●●●●○
As a long-term veteran of M&M Financial Services, he has consistently focused on maintaining asset quality and portfolio stability through economic cycles rather than radical pivots.
🎯 Motivation●●●●○
His leadership is defined by a focus on ROA and ROE metrics to drive sustainable value for the Mahindra group's financial services arm.
👥 People●●●●●
His professional reputation is built on a data-driven, pragmatic approach to credit underwriting and operational efficiency.
📈 Growth●●●●●
He has focused on deepening the company's penetration in rural and semi-urban credit markets through operational excellence rather than large-scale M&A.
💡 Innovation●●●●○
The company leverages the Mahindra ecosystem to scale digital lending and rural finance products after establishing market viability.
🏃 Pace●●●●○
As a mature NBFC, it maintains a consistent, process-driven approach to loan disbursement and collection cycles across rural geographies.
🌱 Purpose●●●●○
Its core business model is deeply rooted in driving financial inclusion within the underbanked rural and semi-urban segments of India.
🏷️ Brand●●●●●
The Mahindra brand name provides a high level of institutional credibility and reliability for customers in the rural credit market.
🤝 Customer●●●●●
It serves a vast base of retail customers, primarily in rural and semi-urban areas, for vehicle and equipment financing.
💼 Employer●●●○○
Known for a stable, long-term career environment within the established Mahindra Group framework, emphasizing organizational loyalty.
📋 Mandate
Navigating rural credit cycles and stringent NBFC regulations requires a focus on asset quality and risk management.
🏢 Culture●●●●○
Operates as a high-growth NBFC with a clear focus on sales productivity, collections metrics, and a structured professional performance management system.
Financials
Revenue FY25₹9K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y9.9%
OPM—
NPM25%
ROE10.5%
ROCE—
P/E18.6
Fwd P/E13.2
P/B1.8
D/E435.1
Promoter53.7%
Institutional37.8%
Mkt Cap₹48K Cr
Compensation
To Be Published
Data being verified from audited reports
