RBL Bank

RBL Bank

Banks - Regional · RBLBANK
Mid CapFinancial ServicesDistressed / Turnaround
R. Subramaniakumar
R. Subramaniakumar
Managing Director & CEO · Transactional
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
RBL Bank is a Mid Cap company in the Financial Services sector, listed on NSE as RBLBANK. With a market cap of ₹18K Cr and revenue of ₹10K Cr, it is currently in the Distressed / Turnaround phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Known for a high-growth, competitive banking environment characterized by aggressive retail expansion targets. Its strategic mandate: Needs to stabilize asset quality and restore investor confidence while navigating a complex competitive banking landscape.
FAQ
What kind of company is RBL Bank?
RBL Bank is a Mid Cap Financial Services company (RBLBANK) in the Distressed / Turnaround phase with a market cap of ₹18K Cr. It is classified as Performance-Driven in culture.
What is RBL Bank's culture and work environment like?
RBL Bank has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Known for a high-growth, competitive banking environment characterized by aggressive retail expansion targets.
Who leads RBL Bank?
RBL Bank is led by R. Subramaniakumar (Managing Director & CEO), a Transactional leader with 45 years of experience.
What are RBL Bank's financials?
RBL Bank reported revenue of ₹10K Cr in FY25 with a 5-year revenue CAGR of 15.5%. Operating margin: —. Market cap: ₹18K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeProfit-Pure
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleDistressed / Turnaround
Known for a high-growth, competitive banking environment characterized by aggressive retail expansion targets.
Mandate
Needs to stabilize asset quality and restore investor confidence while navigating a complex competitive banking landscape.

Financials

Revenue FY25₹10K Cr
PAT FY25₹717 Cr
Rev CAGR 5Y15.5%
OPM
NPM7%
ROE4.6%
ROCE
P/E24.9
Fwd P/E11.2
P/B1.1
D/E
Mkt Cap₹18K Cr
Promoter7.1%
Institutional54.2%