IIFL Finance

IIFL Finance

Credit Services · IIFL
Mid CapFinancial ServicesDistressed / Turnaround
Nirmal Jain
Nirmal Jain
Managing Director · Visionary
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
IIFL Finance is a Mid Cap company in the Financial Services sector, listed on NSE as IIFL. With a market cap of ₹20K Cr and revenue of ₹6K Cr, it is currently in the Distressed / Turnaround phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Highly competitive environment typical of the Indian NBFC sector, focusing heavily on sales targets and loan book growth. Its strategic mandate: The company requires immediate stabilization of its lending practices and regulatory compliance to rebuild trust following RBI intervention.
FAQ
What kind of company is IIFL Finance?
IIFL Finance is a Mid Cap Financial Services company (IIFL) in the Distressed / Turnaround phase with a market cap of ₹20K Cr. It is classified as Performance-Driven in culture.
What is IIFL Finance's culture and work environment like?
IIFL Finance has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Highly competitive environment typical of the Indian NBFC sector, focusing heavily on sales targets and loan book growth.
Who leads IIFL Finance?
IIFL Finance is led by Nirmal Jain (Managing Director), a Visionary leader with 36 years of experience.
What are IIFL Finance's financials?
IIFL Finance reported revenue of ₹6K Cr in FY25 with a 5-year revenue CAGR of 12.7%. Operating margin: —. Market cap: ₹20K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeProfit-Pure
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleDistressed / Turnaround
Highly competitive environment typical of the Indian NBFC sector, focusing heavily on sales targets and loan book growth.
Mandate
The company requires immediate stabilization of its lending practices and regulatory compliance to rebuild trust following RBI intervention.

Financials

Revenue FY25₹6K Cr
PAT FY25₹379 Cr
Rev CAGR 5Y12.7%
OPM
NPM6.6%
ROE3.1%
ROCE
P/E16
Fwd P/E8.8
P/B1.6
D/E401.1
Mkt Cap₹20K Cr
Promoter47.2%
Institutional24.2%