Muthoot Microfin
Credit Services · MUTHOOTMF
Small CapFinancial ServicesHigh Growth
Sadaf Sayeed
Chief Executive Officer · Pragmatic
Company DNA
Performance-Driven
About
Muthoot Microfin is a Small Cap company in the Financial Services sector, listed on NSE as MUTHOOTMF. With a market cap of ₹3K Cr and revenue of ₹2K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Microfinance model reliant on aggressive loan book growth, field-level output targets, and structured sales-oriented KPIs. Its strategic mandate: The competitive MFI landscape demands rapid digital integration to lower acquisition costs and maintain credit quality.
FAQ
What kind of company is Muthoot Microfin?
Muthoot Microfin is a Small Cap Financial Services company (MUTHOOTMF) in the High Growth phase with a market cap of ₹3K Cr. It is classified as Performance-Driven in culture.
What is Muthoot Microfin's culture and work environment like?
Muthoot Microfin has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Microfinance model reliant on aggressive loan book growth, field-level output targets, and structured sales-oriented KPIs.
Who leads Muthoot Microfin?
Muthoot Microfin is led by Sadaf Sayeed (Chief Executive Officer), a Pragmatic leader with 23 years of experience.
What are Muthoot Microfin's financials?
Muthoot Microfin reported revenue of ₹2K Cr in FY25 with a 5-year revenue CAGR of 49.8%. Operating margin: 5.3%. Market cap: ₹3K Cr.
Culture & Strategy
CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleHigh Growth
Microfinance model reliant on aggressive loan book growth, field-level output targets, and structured sales-oriented KPIs.
Mandate
The competitive MFI landscape demands rapid digital integration to lower acquisition costs and maintain credit quality.
The competitive MFI landscape demands rapid digital integration to lower acquisition costs and maintain credit quality.
Financials
Revenue FY25₹2K Cr
PAT FY25₹-2225230000
Rev CAGR 5Y49.8%
OPM5.3%
NPM-9.2%
ROE-8.5%
ROCE2.1%
P/E—
Fwd P/E6.2
P/B0.9
D/E320.2
Mkt Cap₹3K Cr
Promoter73.5%
Institutional7.8%
Similar Culture
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