Utkarsh Small F.
Banks - Regional · UTKARSHBNK
Small CapFinancial ServicesHigh Growth
Govind Singh
Managing Director and CEO · Visionary
Company DNA
Performance-Driven
About
Utkarsh Small F. is a Small Cap company in the Financial Services sector, listed on NSE as UTKARSHBNK. With a market cap of ₹2K Cr and revenue of ₹3K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. High-growth banking environment with aggressive targets typical of microfinance-originating small finance banks. Its strategic mandate: To transition from a microfinance-heavy base to a broader banking model, the institution requires digital scaling and expanded customer outreach.
FAQ
What kind of company is Utkarsh Small F.?
Utkarsh Small F. is a Small Cap Financial Services company (UTKARSHBNK) in the High Growth phase with a market cap of ₹2K Cr. It is classified as Performance-Driven in culture.
What is Utkarsh Small F.'s culture and work environment like?
Utkarsh Small F. has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. High-growth banking environment with aggressive targets typical of microfinance-originating small finance banks.
Who leads Utkarsh Small F.?
Utkarsh Small F. is led by Govind Singh (Managing Director and CEO), a Visionary leader with 30 years of experience.
What are Utkarsh Small F.'s financials?
Utkarsh Small F. reported revenue of ₹3K Cr in FY25 with a 5-year revenue CAGR of 28.2%. Operating margin: —. Market cap: ₹2K Cr.
Culture & Strategy
CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleHigh Growth
High-growth banking environment with aggressive targets typical of microfinance-originating small finance banks.
Mandate
To transition from a microfinance-heavy base to a broader banking model, the institution requires digital scaling and expanded customer outreach.
To transition from a microfinance-heavy base to a broader banking model, the institution requires digital scaling and expanded customer outreach.
Financials
Revenue FY25₹3K Cr
PAT FY25₹24 Cr
Rev CAGR 5Y28.2%
OPM—
NPM0.9%
ROE0.8%
ROCE—
P/E—
Fwd P/E11.8
P/B0.6
D/E—
Mkt Cap₹2K Cr
Promoter55.4%
Institutional11.4%
Similar Culture
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