J & K Bank
Banks - Regional · J&KBANK
Mid CapFinancial ServicesDistressed / Turnaround
Amitava Chatterjee
Managing Director & CEO · Pragmatic
Company DNA
Bureaucratic
About
J & K Bank is a Mid Cap company in the Financial Services sector, listed on NSE as J&KBANK. With a market cap of ₹12K Cr and revenue of ₹7K Cr, it is currently in the Distressed / Turnaround phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. Public sector bank characteristics with heavy regulatory oversight and committee-based decision-making common in government-linked financial institutions. Its strategic mandate: Needs a systematic clean-up of the balance sheet and regional governance reform to restore investor confidence and stabilize asset quality.
FAQ
What kind of company is J & K Bank?
J & K Bank is a Mid Cap Financial Services company (J&KBANK) in the Distressed / Turnaround phase with a market cap of ₹12K Cr. It is classified as Bureaucratic in culture.
What is J & K Bank's culture and work environment like?
J & K Bank has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Public sector bank characteristics with heavy regulatory oversight and committee-based decision-making common in government-linked financial institutions.
Who leads J & K Bank?
J & K Bank is led by Amitava Chatterjee (Managing Director & CEO), a Pragmatic leader with 33 years of experience.
What are J & K Bank's financials?
J & K Bank reported revenue of ₹7K Cr in FY25 with a 5-year revenue CAGR of 14.7%. Operating margin: —. Market cap: ₹12K Cr.
Culture & Strategy
CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleDistressed / Turnaround
Public sector bank characteristics with heavy regulatory oversight and committee-based decision-making common in government-linked financial institutions.
Mandate
Needs a systematic clean-up of the balance sheet and regional governance reform to restore investor confidence and stabilize asset quality.
Needs a systematic clean-up of the balance sheet and regional governance reform to restore investor confidence and stabilize asset quality.
Financials
Revenue FY25₹7K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y14.7%
OPM—
NPM29.6%
ROE14.7%
ROCE—
P/E6.2
Fwd P/E7.5
P/B0.9
D/E—
Mkt Cap₹12K Cr
Promoter63.5%
Institutional9.1%
Similar Culture
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