Bank of India

Bank of India

Banks - Regional · BANKINDIA
Large CapFinancial ServicesMature Stable
Rajneesh Karnatak
Rajneesh Karnatak
Managing Director and CEO · Transactional
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Bureaucratic
About
Bank of India is a Large Cap company in the Financial Services sector, listed on NSE as BANKINDIA. With a market cap of ₹69K Cr and revenue of ₹34K Cr, it is currently in the Mature Stable phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. Standard public sector banking environment heavily defined by government regulations, strict process compliance, and committee-based decision-making. Its strategic mandate: As a public sector bank, consistent adherence to asset quality mandates and risk frameworks is essential for long-term stability and shareholder value.
FAQ
What kind of company is Bank of India?
Bank of India is a Large Cap Financial Services company (BANKINDIA) in the Mature Stable phase with a market cap of ₹69K Cr. It is classified as Bureaucratic in culture.
What is Bank of India's culture and work environment like?
Bank of India has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Standard public sector banking environment heavily defined by government regulations, strict process compliance, and committee-based decision-making.
Who leads Bank of India?
Bank of India is led by Rajneesh Karnatak (Managing Director and CEO), a Transactional leader with 34 years of experience.
What are Bank of India's financials?
Bank of India reported revenue of ₹34K Cr in FY25 with a 5-year revenue CAGR of 16.3%. Operating margin: —. Market cap: ₹69K Cr.

Culture & Strategy

CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
Standard public sector banking environment heavily defined by government regulations, strict process compliance, and committee-based decision-making.
Mandate
As a public sector bank, consistent adherence to asset quality mandates and risk frameworks is essential for long-term stability and shareholder value.

Financials

Revenue FY25₹34K Cr
PAT FY25₹10K Cr
Rev CAGR 5Y16.3%
OPM
NPM28.2%
ROE11.8%
ROCE
P/E7
Fwd P/E6.5
P/B0.8
D/E
Mkt Cap₹69K Cr
Promoter73.4%
Institutional14.9%