CreditAcc. Gram.
Credit Services · CREDITACC
Mid CapFinancial ServicesHigh Growth
Udaya Kumar Hebbar
Managing Director · Pragmatic
Company DNA
Performance-Driven
About
CreditAcc. Gram. is a Mid Cap company in the Financial Services sector, listed on NSE as CREDITACC. With a market cap of ₹18K Cr and revenue of ₹6K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Aggressive expansion targets in microfinance paired with strong sales-driven KPI culture for field officers. Its strategic mandate: The firm needs to rapidly scale its rural lending footprint while leveraging technology to manage credit risk effectively.
FAQ
What kind of company is CreditAcc. Gram.?
CreditAcc. Gram. is a Mid Cap Financial Services company (CREDITACC) in the High Growth phase with a market cap of ₹18K Cr. It is classified as Performance-Driven in culture.
What is CreditAcc. Gram.'s culture and work environment like?
CreditAcc. Gram. has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Aggressive expansion targets in microfinance paired with strong sales-driven KPI culture for field officers.
Who leads CreditAcc. Gram.?
CreditAcc. Gram. is led by Udaya Kumar Hebbar (Managing Director), a Pragmatic leader with 38 years of experience.
What are CreditAcc. Gram.'s financials?
CreditAcc. Gram. reported revenue of ₹6K Cr in FY25 with a 5-year revenue CAGR of 29.6%. Operating margin: 47.5%. Market cap: ₹18K Cr.
Culture & Strategy
CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandTrusted
LifecycleHigh Growth
Aggressive expansion targets in microfinance paired with strong sales-driven KPI culture for field officers.
Mandate
The firm needs to rapidly scale its rural lending footprint while leveraging technology to manage credit risk effectively.
The firm needs to rapidly scale its rural lending footprint while leveraging technology to manage credit risk effectively.
Financials
Revenue FY25₹6K Cr
PAT FY25₹531 Cr
Rev CAGR 5Y29.6%
OPM47.5%
NPM9.6%
ROE7.6%
ROCE15.4%
P/E38.3
Fwd P/E12.5
P/B2.6
D/E280.7
Mkt Cap₹18K Cr
Promoter66.3%
Institutional16.9%
Similar Culture
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