AU Small Finance

AU Small Finance

Banks - Regional · AUBANK
Large CapFinancial ServicesHigh Growth
Sanjay Agarwal
Sanjay Agarwal
Managing Director and CEO · Transformational
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Founder-Centric
About
AU Small Finance is a Large Cap company in the Financial Services sector, listed on NSE as AUBANK. With a market cap of ₹70K Cr and revenue of ₹11K Cr, it is currently in the High Growth phase. Known for its Founder-Centric culture and Disruptor approach to innovation, the company operates at a Startup-Speed pace. High growth phase with dominant promoter control (77.7%) suggests a culture driven by the founder's vision for expansion. Its strategic mandate: As a niche player in the premium wood coating segment, the firm must aggressively scale its distribution network to gain market share against entrenched incumbents.
FAQ
What kind of company is AU Small Finance?
AU Small Finance is a Large Cap Financial Services company (AUBANK) in the High Growth phase with a market cap of ₹70K Cr. It is classified as Founder-Centric in culture.
What is AU Small Finance's culture and work environment like?
AU Small Finance has a Founder-Centric culture with Disruptor innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. High growth phase with dominant promoter control (77.7%) suggests a culture driven by the founder's vision for expansion.
Who leads AU Small Finance?
AU Small Finance is led by Sanjay Agarwal (Managing Director and CEO), a Transformational leader with 29 years of experience.
What are AU Small Finance's financials?
AU Small Finance reported revenue of ₹11K Cr in FY25 with a 5-year revenue CAGR of 35.6%. Operating margin: —. Market cap: ₹70K Cr.

Culture & Strategy

CultureFounder-Centric
InnovationDisruptor
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandAspirational
LifecycleHigh Growth
High growth phase with dominant promoter control (77.7%) suggests a culture driven by the founder's vision for expansion.
Mandate
As a niche player in the premium wood coating segment, the firm must aggressively scale its distribution network to gain market share against entrenched incumbents.

Financials

Revenue FY25₹11K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y35.6%
OPM
NPM20%
ROE12.3%
ROCE
P/E28.7
Fwd P/E18.6
P/B5.2
D/E
Mkt Cap₹70K Cr
Promoter31.3%
Institutional43.5%