Chola Financial

Chola Financial

Credit Services · CHOLAHLDNG
Large CapFinancial ServicesMature Stable
Ravindra Kumar Kundu
Ravindra Kumar Kundu
Managing Director & CEO · Transactional
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Hierarchical
About
Chola Financial is a Large Cap company in the Financial Services sector, listed on NSE as CHOLAHLDNG. With a market cap of ₹29K Cr and revenue of ₹35K Cr, it is currently in the Mature Stable phase. Known for its Hierarchical culture and Fast-Follower approach to innovation, the company operates at a Steady-Marathon pace. Part of the Murugappa Group, known for conservative values and a traditional hierarchical structure. Its strategic mandate: The company needs a focus on optimizing capital allocation and treasury risk management to ensure stable long-term returns on investments.
FAQ
What kind of company is Chola Financial?
Chola Financial is a Large Cap Financial Services company (CHOLAHLDNG) in the Mature Stable phase with a market cap of ₹29K Cr. It is classified as Hierarchical in culture.
What is Chola Financial's culture and work environment like?
Chola Financial has a Hierarchical culture with Fast-Follower innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Part of the Murugappa Group, known for conservative values and a traditional hierarchical structure.
Who leads Chola Financial?
Chola Financial is led by Ravindra Kumar Kundu (Managing Director & CEO), a Transactional leader with 26 years of experience.
What are Chola Financial's financials?
Chola Financial reported revenue of ₹35K Cr in FY25 with a 5-year revenue CAGR of 30.8%. Operating margin: 16.7%. Market cap: ₹29K Cr.

Culture & Strategy

CultureHierarchical
InnovationFast-Follower
PaceSteady-Marathon
PurposePurpose-Blended
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
Part of the Murugappa Group, known for conservative values and a traditional hierarchical structure.
Mandate
The company needs a focus on optimizing capital allocation and treasury risk management to ensure stable long-term returns on investments.

Financials

Revenue FY25₹35K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y30.8%
OPM16.7%
NPM6.2%
ROE17.4%
ROCE3.6%
P/E12.3
Fwd P/E10.2
P/B4.9
D/E635.4
Mkt Cap₹29K Cr
Promoter47.5%
Institutional30.6%