Aadhar Hsg. Fin.

Aadhar Hsg. Fin.

Mortgage Finance · AADHARHFC
Mid CapFinancial ServicesHigh Growth
Rishi Anand
Rishi Anand
Managing Director and CEO · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
Aadhar Hsg. Fin. is a Mid Cap company in the Financial Services sector, listed on NSE as AADHARHFC. With a market cap of ₹21K Cr and revenue of ₹3K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Mortgage finance institution operating in a competitive retail sector with high pressure on loan book growth and portfolio quality metrics. Its strategic mandate: Needs aggressive geographic and product penetration to scale within the competitive affordable housing finance segment.
FAQ
What kind of company is Aadhar Hsg. Fin.?
Aadhar Hsg. Fin. is a Mid Cap Financial Services company (AADHARHFC) in the High Growth phase with a market cap of ₹21K Cr. It is classified as Performance-Driven in culture.
What is Aadhar Hsg. Fin.'s culture and work environment like?
Aadhar Hsg. Fin. has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Mortgage finance institution operating in a competitive retail sector with high pressure on loan book growth and portfolio quality metrics.
Who leads Aadhar Hsg. Fin.?
Aadhar Hsg. Fin. is led by Rishi Anand (Managing Director and CEO), a Pragmatic leader with 26 years of experience.
What are Aadhar Hsg. Fin.'s financials?
Aadhar Hsg. Fin. reported revenue of ₹3K Cr in FY25 with a 5-year revenue CAGR of 20.7%. Operating margin: 75.1%. Market cap: ₹21K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleHigh Growth
Mortgage finance institution operating in a competitive retail sector with high pressure on loan book growth and portfolio quality metrics.
Mandate
Needs aggressive geographic and product penetration to scale within the competitive affordable housing finance segment.

Financials

Revenue FY25₹3K Cr
PAT FY25₹912 Cr
Rev CAGR 5Y20.7%
OPM75.1%
NPM32.2%
ROE14.3%
ROCE10.3%
P/E19.7
Fwd P/E14.9
P/B2.9
D/E255.3
Mkt Cap₹21K Cr
Promoter10.5%
Institutional8.9%