Paisalo Digital
Credit Services · PAISALO
Small CapFinancial ServicesHigh Growth
Sunil Agarwal
Managing Director & CEO · Transformational
Company DNA
Performance-Driven
About
Paisalo Digital is a Small Cap company in the Financial Services sector, listed on NSE as PAISALO. With a market cap of ₹3K Cr and revenue of ₹770 Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Typical of high-growth NBFCs, the focus remains on aggressive credit growth, KPIs, and operational expansion under the founder-MD. Its strategic mandate: As an NBFC, success is predicated on deploying advanced financial technology to enhance credit underwriting and broaden reach in underserved segments.
FAQ
What kind of company is Paisalo Digital?
Paisalo Digital is a Small Cap Financial Services company (PAISALO) in the High Growth phase with a market cap of ₹3K Cr. It is classified as Performance-Driven in culture.
What is Paisalo Digital's culture and work environment like?
Paisalo Digital has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Typical of high-growth NBFCs, the focus remains on aggressive credit growth, KPIs, and operational expansion under the founder-MD.
Who leads Paisalo Digital?
Paisalo Digital is led by Sunil Agarwal (Managing Director & CEO), a Transformational leader with 33 years of experience.
What are Paisalo Digital's financials?
Paisalo Digital reported revenue of ₹770 Cr in FY25 with a 5-year revenue CAGR of 54.7%. Operating margin: 42.2%. Market cap: ₹3K Cr.
Culture & Strategy
CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeMission-First
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleHigh Growth
Typical of high-growth NBFCs, the focus remains on aggressive credit growth, KPIs, and operational expansion under the founder-MD.
Mandate
As an NBFC, success is predicated on deploying advanced financial technology to enhance credit underwriting and broaden reach in underserved segments.
As an NBFC, success is predicated on deploying advanced financial technology to enhance credit underwriting and broaden reach in underserved segments.
Financials
Revenue FY25₹770 Cr
PAT FY25₹200 Cr
Rev CAGR 5Y54.7%
OPM42.2%
NPM26%
ROE13%
ROCE6.4%
P/E13.2
Fwd P/E10
P/B1.7
D/E226.2
Mkt Cap₹3K Cr
Promoter55.2%
Institutional16.5%
Similar Culture
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