SBFC Finance

SBFC Finance

Credit Services · SBFC
Mid CapFinancial ServicesHigh Growth
Aseem Dhru
Aseem Dhru
Managing Director & CEO · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
SBFC Finance is a Mid Cap company in the Financial Services sector, listed on NSE as SBFC. With a market cap of ₹10K Cr and revenue of ₹1K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Retail-focused NBFC with a high-growth mandate, professional management team, and aggressive sales-centric KPIs. Its strategic mandate: Requires disciplined credit expansion and regional penetration to maintain growth momentum in the competitive micro-lending space.
FAQ
What kind of company is SBFC Finance?
SBFC Finance is a Mid Cap Financial Services company (SBFC) in the High Growth phase with a market cap of ₹10K Cr. It is classified as Performance-Driven in culture.
What is SBFC Finance's culture and work environment like?
SBFC Finance has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Retail-focused NBFC with a high-growth mandate, professional management team, and aggressive sales-centric KPIs.
Who leads SBFC Finance?
SBFC Finance is led by Aseem Dhru (Managing Director & CEO), a Pragmatic leader with 25 years of experience.
What are SBFC Finance's financials?
SBFC Finance reported revenue of ₹1K Cr in FY25 with a 5-year revenue CAGR of 44.5%. Operating margin: 45%. Market cap: ₹10K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposePurpose-Blended
CustomerMass-Consumer
EmployeeDemanding Machine
BrandValue-Champion
LifecycleHigh Growth
Retail-focused NBFC with a high-growth mandate, professional management team, and aggressive sales-centric KPIs.
Mandate
Requires disciplined credit expansion and regional penetration to maintain growth momentum in the competitive micro-lending space.

Financials

Revenue FY25₹1K Cr
PAT FY25₹345 Cr
Rev CAGR 5Y44.5%
OPM45%
NPM27.9%
ROE10.8%
ROCE8.2%
P/E23.7
Fwd P/E17.8
P/B2.9
D/E179.8
Mkt Cap₹10K Cr
Promoter60.8%
Institutional24.7%