PNB Housing
Mortgage Finance · PNBHOUSING
Mid CapFinancial ServicesMature Stable
Girish Kousgi
Managing Director · Pragmatic
Company DNA
Performance-Driven
About
PNB Housing is a Mid Cap company in the Financial Services sector, listed on NSE as PNBHOUSING. With a market cap of ₹20K Cr and revenue of ₹3K Cr, it is currently in the Mature Stable phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Steady-Marathon pace. Transitioned to professional management with high focus on portfolio quality and digitized retail lending growth targets. Its strategic mandate: The company needs to focus on asset quality and operational efficiency within the competitive affordable housing finance segment.
FAQ
What kind of company is PNB Housing?
PNB Housing is a Mid Cap Financial Services company (PNBHOUSING) in the Mature Stable phase with a market cap of ₹20K Cr. It is classified as Performance-Driven in culture.
What is PNB Housing's culture and work environment like?
PNB Housing has a Performance-Driven culture with Fast-Follower innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Transitioned to professional management with high focus on portfolio quality and digitized retail lending growth targets.
Who leads PNB Housing?
PNB Housing is led by Girish Kousgi (Managing Director), a Pragmatic leader with 26 years of experience.
What are PNB Housing's financials?
PNB Housing reported revenue of ₹3K Cr in FY25 with a 5-year revenue CAGR of 11.7%. Operating margin: —. Market cap: ₹20K Cr.
Culture & Strategy
CulturePerformance-Driven
InnovationFast-Follower
PaceSteady-Marathon
PurposeProfit-Pure
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
Transitioned to professional management with high focus on portfolio quality and digitized retail lending growth targets.
Mandate
The company needs to focus on asset quality and operational efficiency within the competitive affordable housing finance segment.
The company needs to focus on asset quality and operational efficiency within the competitive affordable housing finance segment.
Financials
Revenue FY25₹3K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y11.7%
OPM—
NPM65.4%
ROE11.5%
ROCE—
P/E9.1
Fwd P/E8.4
P/B1.1
D/E261.9
Mkt Cap₹20K Cr
Promoter28%
Institutional49.3%
Similar Culture
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