LIC Housing Fin.

LIC Housing Fin.

Mortgage Finance · LICHSGFIN
Large CapFinancial ServicesMature Stable
Tribhuwan Adhikari
Tribhuwan Adhikari
Managing Director · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Bureaucratic
About
LIC Housing Fin. is a Large Cap company in the Financial Services sector, listed on NSE as LICHSGFIN. With a market cap of ₹27K Cr and revenue of ₹8K Cr, it is currently in the Mature Stable phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. As an entity deeply linked to the LIC of India, it operates under highly structured, process-oriented frameworks with public sector sensibilities. Its strategic mandate: In a competitive mortgage market, the company needs to optimize loan processing efficiency and asset quality to maintain stable margins.
FAQ
What kind of company is LIC Housing Fin.?
LIC Housing Fin. is a Large Cap Financial Services company (LICHSGFIN) in the Mature Stable phase with a market cap of ₹27K Cr. It is classified as Bureaucratic in culture.
What is LIC Housing Fin.'s culture and work environment like?
LIC Housing Fin. has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. As an entity deeply linked to the LIC of India, it operates under highly structured, process-oriented frameworks with public sector sensibilities.
Who leads LIC Housing Fin.?
LIC Housing Fin. is led by Tribhuwan Adhikari (Managing Director), a Pragmatic leader with 36 years of experience.
What are LIC Housing Fin.'s financials?
LIC Housing Fin. reported revenue of ₹8K Cr in FY25 with a 5-year revenue CAGR of 13.1%. Operating margin: —. Market cap: ₹27K Cr.

Culture & Strategy

CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposePurpose-Blended
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
As an entity deeply linked to the LIC of India, it operates under highly structured, process-oriented frameworks with public sector sensibilities.
Mandate
In a competitive mortgage market, the company needs to optimize loan processing efficiency and asset quality to maintain stable margins.

Financials

Revenue FY25₹8K Cr
PAT FY25₹5K Cr
Rev CAGR 5Y13.1%
OPM
NPM66.4%
ROE15%
ROCE
P/E5
Fwd P/E4.8
P/B0.7
D/E679.3
Mkt Cap₹27K Cr
Promoter2.3%
Institutional76.6%