L&T Finance Ltd

L&T Finance Ltd

Credit Services · LTF
Large CapFinancial ServicesMature Stable
Sudipta Roy
Sudipta Roy
Managing Director and CEO · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Hierarchical
About
L&T Finance Ltd is a Large Cap company in the Financial Services sector, listed on NSE as LTF. With a market cap of ₹67K Cr and revenue of ₹10K Cr, it is currently in the Mature Stable phase. Known for its Hierarchical culture and Fast-Follower approach to innovation, the company operates at a Steady-Marathon pace. Reflects the formal, process-oriented, and disciplined engineering-conglomerate culture associated with its parent group. Its strategic mandate: Focus required on streamlining the loan portfolio and improving NIMs amidst complex organizational restructuring.
FAQ
What kind of company is L&T Finance Ltd?
L&T Finance Ltd is a Large Cap Financial Services company (LTF) in the Mature Stable phase with a market cap of ₹67K Cr. It is classified as Hierarchical in culture.
What is L&T Finance Ltd's culture and work environment like?
L&T Finance Ltd has a Hierarchical culture with Fast-Follower innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: Mass-Consumer. Reflects the formal, process-oriented, and disciplined engineering-conglomerate culture associated with its parent group.
Who leads L&T Finance Ltd?
L&T Finance Ltd is led by Sudipta Roy (Managing Director and CEO), a Pragmatic leader with 37 years of experience.
What are L&T Finance Ltd's financials?
L&T Finance Ltd reported revenue of ₹10K Cr in FY25 with a 5-year revenue CAGR of 20%. Operating margin: —. Market cap: ₹67K Cr.

Culture & Strategy

CultureHierarchical
InnovationFast-Follower
PaceSteady-Marathon
PurposePurpose-Blended
CustomerMass-Consumer
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
Reflects the formal, process-oriented, and disciplined engineering-conglomerate culture associated with its parent group.
Mandate
Focus required on streamlining the loan portfolio and improving NIMs amidst complex organizational restructuring.

Financials

Revenue FY25₹10K Cr
PAT FY25₹3K Cr
Rev CAGR 5Y20%
OPM
NPM27.3%
ROE10.3%
ROCE
P/E23
Fwd P/E16.6
P/B2.4
D/E370.8
Mkt Cap₹67K Cr
Promoter67.3%
Institutional19.1%