I R F C

I R F C

Credit Services · IRFC
Mega CapFinancial ServicesMature Stable
Manoj Kumar Dubey
Manoj Kumar Dubey
Chairman and Managing Director · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Bureaucratic
About
I R F C is a Mega Cap company in the Financial Services sector, listed on NSE as IRFC. With a market cap of ₹128K Cr and revenue of ₹27K Cr, it is currently in the Mature Stable phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. A specialized PSU financing arm for Indian Railways, functioning primarily as a highly regulated entity with limited discretionary innovation. Its strategic mandate: Success hinges on disciplined capital allocation and efficient debt management to support the long-term funding needs of Indian Railways.
FAQ
What kind of company is I R F C?
I R F C is a Mega Cap Financial Services company (IRFC) in the Mature Stable phase with a market cap of ₹128K Cr. It is classified as Bureaucratic in culture.
What is I R F C's culture and work environment like?
I R F C has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: B2G-Institutional. A specialized PSU financing arm for Indian Railways, functioning primarily as a highly regulated entity with limited discretionary innovation.
Who leads I R F C?
I R F C is led by Manoj Kumar Dubey (Chairman and Managing Director), a Pragmatic leader with 32 years of experience.
What are I R F C's financials?
I R F C reported revenue of ₹27K Cr in FY25 with a 5-year revenue CAGR of 10.1%. Operating margin: 53.4%. Market cap: ₹128K Cr.

Culture & Strategy

CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposeMission-First
CustomerB2G-Institutional
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
A specialized PSU financing arm for Indian Railways, functioning primarily as a highly regulated entity with limited discretionary innovation.
Mandate
Success hinges on disciplined capital allocation and efficient debt management to support the long-term funding needs of Indian Railways.

Financials

Revenue FY25₹27K Cr
PAT FY25₹7K Cr
Rev CAGR 5Y10.1%
OPM53.4%
NPM24%
ROE12.3%
ROCE3.2%
P/E18.1
Fwd P/E14.1
P/B2.2
D/E744.6
Mkt Cap₹128K Cr
Promoter84.6%
Institutional2.1%