General Insuranc

General Insuranc

Insurance - Reinsurance · GICRE
Large CapFinancial ServicesMature Stable
Ramaswamy Narayanan
Ramaswamy Narayanan
Chairman and Managing Director · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Bureaucratic
About
General Insuranc is a Large Cap company in the Financial Services sector, listed on NSE as GICRE. With a market cap of ₹64K Cr and revenue of ₹51K Cr, it is currently in the Mature Stable phase. Known for its Bureaucratic culture and Traditionalist approach to innovation, the company operates at a Steady-Marathon pace. A government-backed entity with significant PSU characteristics, emphasizing seniority and adherence to established regulatory and internal hierarchies. Its strategic mandate: Requires a focus on underwriting discipline and digital integration to navigate tightening insurance regulations and improve loss ratios.
FAQ
What kind of company is General Insuranc?
General Insuranc is a Large Cap Financial Services company (GICRE) in the Mature Stable phase with a market cap of ₹64K Cr. It is classified as Bureaucratic in culture.
What is General Insuranc's culture and work environment like?
General Insuranc has a Bureaucratic culture with Traditionalist innovation DNA and a Steady-Marathon pace of execution. Employee brand: Steady Employer. Customer relationship style: B2B-Enterprise. A government-backed entity with significant PSU characteristics, emphasizing seniority and adherence to established regulatory and internal hierarchies.
Who leads General Insuranc?
General Insuranc is led by Ramaswamy Narayanan (Chairman and Managing Director), a Pragmatic leader with 37 years of experience.
What are General Insuranc's financials?
General Insuranc reported revenue of ₹51K Cr in FY25 with a 5-year revenue CAGR of -0.5%. Operating margin: —. Market cap: ₹64K Cr.

Culture & Strategy

CultureBureaucratic
InnovationTraditionalist
PaceSteady-Marathon
PurposePurpose-Blended
CustomerB2B-Enterprise
EmployeeSteady Employer
BrandTrusted
LifecycleMature Stable
A government-backed entity with significant PSU characteristics, emphasizing seniority and adherence to established regulatory and internal hierarchies.
Mandate
Requires a focus on underwriting discipline and digital integration to navigate tightening insurance regulations and improve loss ratios.

Financials

Revenue FY25₹51K Cr
PAT FY25₹7K Cr
Rev CAGR 5Y-0.5%
OPM
NPM14.7%
ROE12.1%
ROCE
P/E6.6
Fwd P/E6.3
P/B0.6
D/E
Mkt Cap₹64K Cr
Promoter82.4%
Institutional12.4%