Bajaj Housing

Bajaj Housing

Mortgage Finance · BAJAJHFL
Large CapFinancial ServicesHigh Growth
Atul Jain
Atul Jain
Managing Director · Pragmatic
Company DNA
Pace — Speed of executionPaceInnovation — Disruption appetiteInnovCulture — Organizational valuesCultrEfficiency — Operational focusEfficPurpose — Profit vs mission balancePurpsBrand — Market perceptionBrand
Performance-Driven
About
Bajaj Housing is a Large Cap company in the Financial Services sector, listed on NSE as BAJAJHFL. With a market cap of ₹69K Cr and revenue of ₹9K Cr, it is currently in the High Growth phase. Known for its Performance-Driven culture and Fast-Follower approach to innovation, the company operates at a Startup-Speed pace. Operating within the highly competitive Bajaj Group framework, it emphasizes sales rigor, tight execution, and standardized performance metrics. Its strategic mandate: Requires high-velocity operational scaling to capture significant market share in the competitive housing finance sector while maintaining superior underwriting standards.
FAQ
What kind of company is Bajaj Housing?
Bajaj Housing is a Large Cap Financial Services company (BAJAJHFL) in the High Growth phase with a market cap of ₹69K Cr. It is classified as Performance-Driven in culture.
What is Bajaj Housing's culture and work environment like?
Bajaj Housing has a Performance-Driven culture with Fast-Follower innovation DNA and a Startup-Speed pace of execution. Employee brand: Demanding Machine. Customer relationship style: Mass-Consumer. Operating within the highly competitive Bajaj Group framework, it emphasizes sales rigor, tight execution, and standardized performance metrics.
Who leads Bajaj Housing?
Bajaj Housing is led by Atul Jain (Managing Director), a Pragmatic leader with 30 years of experience.
What are Bajaj Housing's financials?
Bajaj Housing reported revenue of ₹9K Cr in FY25 with a 5-year revenue CAGR of 35.5%. Operating margin: 27.1%. Market cap: ₹69K Cr.

Culture & Strategy

CulturePerformance-Driven
InnovationFast-Follower
PaceStartup-Speed
PurposeProfit-Pure
CustomerMass-Consumer
EmployeeDemanding Machine
BrandTrusted
LifecycleHigh Growth
Operating within the highly competitive Bajaj Group framework, it emphasizes sales rigor, tight execution, and standardized performance metrics.
Mandate
Requires high-velocity operational scaling to capture significant market share in the competitive housing finance sector while maintaining superior underwriting standards.

Financials

Revenue FY25₹9K Cr
PAT FY25₹2K Cr
Rev CAGR 5Y35.5%
OPM27.1%
NPM23.6%
ROE10.8%
ROCE3%
P/E27.7
Fwd P/E22.1
P/B3.2
D/E443.9
Mkt Cap₹69K Cr
Promoter86.7%
Institutional1%