Sanjeev Nautiyal
#475Managing Director & CEO
63
Age
39y
Exp
21y
Tenure
4/10
Risk
🎓 B.A.
📜 MBA · University of Lucknow
🏛️ None
CompensationTBP
Personality
5
Open
7
Cons
5
Extr
6
Agre
4
Neur
Ujjivan Small
Financial Services · Mid Cap
Mature Stable · Performance-Driven
About
Sanjeev Nautiyal is the Managing Director & CEO of Ujjivan Small, a Mid Cap company in the Financial Services sector with a market cap of ₹10K Cr. A Pragmatic leader with 39 years of experience, he is known for data-driven decision-making and organic builder strategy. Focuses on building institutional stability and professional governance in the microfinance sector while expanding digital banking footprints.
FAQ
What is Sanjeev Nautiyal's leadership style?
Sanjeev Nautiyal is classified as a Pragmatic leader. He is data-driven in decision-making, with a shareholder champion motivation and steady-marathon pace of execution.
What is Sanjeev Nautiyal's educational background?
Sanjeev Nautiyal holds a B.A. and a MBA from University of Lucknow.
Who is the CEO of Ujjivan Small?
Sanjeev Nautiyal is the Managing Director & CEO of Ujjivan Small. He has been with the company for 21 years and in the current role for 1 years.
Leadership DNA
ArchetypePragmatic
MotivationShareholder Champion
CrisisSteady Hand
DecisionData-Driven
GrowthOrganic Builder
PeopleNumbers Driven
InnovationFast-Follower
PaceSteady-Marathon
PurposeMission-First
CustomerMass-Consumer
EmployerLearning Ground
BrandTrusted
FocusCustomer Centricity
OrientationDeep Specialist
Leadership Evidence
“Focuses on building institutional stability and professional governance in the microfinance sector while expanding digital banking footprints.”
⚡ Crisis●●●●○
As MD & CEO of Ujjivan Small Finance Bank, he has focused on stabilizing the institution through digital transformation and prudent risk management rather than erratic pivots.
🎯 Motivation●●●○○
His leadership at Ujjivan SFB is heavily focused on improving financial performance metrics and restoring investor confidence post-volatility.
👥 People●●●●○
His professional background as a career banker, including his tenure at SBI, emphasizes a management style rooted in rigorous data analysis and KPI-based banking oversight.
📈 Growth●●●●○
He has focused on deepening the bank's existing retail and MSME franchise through digital adoption and operational efficiency rather than large-scale M&A.
💡 Innovation●●●●○
Ujjivan leverages digital banking platforms and fintech integrations to scale its microfinance and retail banking products after proving them in the market.
🏃 Pace●●●●○
The bank follows a methodical expansion strategy focused on increasing its branch network and deposit base with high operational discipline.
🌱 Purpose●●●●●
Founded with the explicit mandate of financial inclusion for the unbanked and under-served segments of the Indian population.
🏷️ Brand●●●●○
The brand is built on the reputation of being a reliable financial partner for the informal sector, emphasizing stability and institutional credibility.
🤝 Customer●●●●●
The core business model revolves around providing micro-loans and retail banking services to low-income individuals and small-scale entrepreneurs.
💼 Employer●●●○○
Known for intensive field-level training and building a workforce capable of managing grassroots credit operations.
📋 Mandate
Stability and regulatory compliance are paramount for small finance banks to maintain credit quality and manage asset-liability mismatches effectively.
🏢 Culture●●●●○
Banking sector mandate requiring high-velocity sales and rigorous adherence to financial performance metrics.
Financials
Revenue FY25₹4K Cr
PAT FY25₹726 Cr
Rev CAGR 5Y27%
OPM—
NPM16.6%
ROE11.9%
ROCE—
P/E20.1
Fwd P/E9.5
P/B1.5
D/E—
Promoter3.6%
Institutional34.7%
Mkt Cap₹10K Cr
Compensation
To Be Published
Data being verified from audited reports
